Verification of Benefits

Find out what your insurance will cover before your birth.

I call your insurance and gather the facts. You and your midwife both get a copy of the report when it is done.

Overview

What is a VOB?

A Verification of Benefits (VOB) is a report from your insurance company. It shows what your plan covers for maternity care with an out-of-network provider.

I call your insurance and gather the facts. You and your midwife both get a copy of the report when it is done.

Process

How to get started

Pay the $50 fee using the button below.

Fill out the form with complete, correct information.

Wait up to 7 business days for your VOB report.

Payment

Pay the $50 fee before you submit the form.

$50.00 per verification of benefits

Pay $50 via PayPal

Members with secondary insurance will need to submit an additional $50.00 payment with secondary insurance information form.

PayPal

Venmo

Request Form

VOB request form

Fill out every required field completely so I can get accurate results for you.

Expectant mother

First name

Middle name

Last name

Email address

Member contact phone number

Expectant mother's date of birth

Estimated due date or delivery date

Member address (street, city, state, zip)

Care details

Name of midwife or midwifery group

Home birth or birth center delivery

Insurance card uploads

Front of insurance card

Take a photo or upload an image or PDF.

Back of insurance card

Take a photo or upload an image or PDF.

Policy holder

First name

Middle name

Last name

Date of birth

Policy holder's address

Insurance information

Name of insurance

Member ID

Group number

Member phone number (on back of insurance card)

Permission to release protected medical information to a third party (midwife/birth center)

Your information is sent directly to Maggie.

After You Submit

After you submit

Please allow 7 business days for a complete VOB.

Both you and your midwife will receive a copy.

Check your spam folder if you do not see it in your inbox.

Secondary insurance: Members with secondary insurance will need to submit an additional $50.00 payment with secondary insurance information form.

What your VOB will confirm

In and out of network Deductible
In and out of network Coinsurance
In and out of network Out of Pocket Maximum
In and out of network copays
Certified Nurse Midwife Coverage
Licensed Professional Midwife Coverage
Home Birth Coverage
Birth Center Coverage
Inpatient Hospital Coverage

What your VOB cannot confirm

Insurance companies refuse to release usual and customary allowable amounts per service/CPT code when the provider is out of network.
The allowed amount per claim is not known until claims are submitted for processing.
Total reimbursement amount is not known until claims are processed.

A quote of benefits and/or authorization does not guarantee payment or verify eligibility. Payment of benefits are subject to all terms, conditions, limitations, and exclusions of the member's contract at time of service.